Loss Ratio and Loss Chance are not the same and both are shown for different purposes. Loss Chance is the number JItta analysis for investors to indicate the chance of making loss in a stock. While, Loss Ratio is the number provided solely for Insurance Business. The number indicates ratio insurance must take loss of its assets. Example: Company A must pay back of its asset with a total 800 million baht, but have a revenue from insurance with a total 1,500 million baht. The Loss Ratio is 53%.